EDSB is here to assist you with all of your consumer borrowing needs, with flexible financing options that meet your budget and rates that save you money. Often, we can provide loans with no or little money down - and terms to fit your lifestyle.

EDSB's Personal Bankers are here to make your dreams and needs a reality. With affordable and convenient payment terms, and rates to save you money for;

  • Private Student Loans 
  • Personal Loans for your individual or family needs
  • New and Used Vehicle Loans
  • Boat and Personal Watercraft
  • Recreational Vehicles (RVs)
  • All-Terrain Vehicles (ATVs)
  • Motorcycles

Auto Loan Rates

Want to know how much to spend on your next car? Trying to finance an education? Try our handy calculators. They take into account many of the factors you’ll need to consider when trying to fit your loan into your budget.

Loan Calculators

For questions or more information contact one of our Personal Bankers.

Partnership Loan

EDSB works with Iowa Student Loan® to offer supplemental private student loans to help you pay for college.1

The Partnership Advance Education Loan® (Partnership Loan):

  • Provides terms and conditions upfront, so you know what you’re getting before you apply.
  • Features variable and fixed interest rates.
  • Lets you defer payments or make interest-only payments while you attend school.
  • Offers benefits such as an interest rate reduction and cosigner release.

Compare rates, fees, terms and other loan information.



Remember to:

  • Complete the FAFSA first.
  • The first step in applying for financial aid, which includes federal student loans, is completing the Free Application for Federal Student Aid (FAFSA). The FAFSA is a free form provided by the U.S. Department of Education that may be completed without professional assistance via paper application or online at www.fafsa.gov. In your award letter from your college, the financial aid office will inform you of your eligibility for federal student loans.
  • Work with your college financial aid office.
  • Contact the financial aid professionals at your college or university to explore and exhaust other sources of federal, state and/or institutional financial aid before seeking a private student loan. Accepting a private loan before using other types of available aid may decrease your eligibility for federal, state and institutional aid.

About Iowa Student Loan

Iowa Student Loan was established in 1979 as a private,nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in post secondary education.

1 EDSB is compensated by Iowa Student Loan for the referral of Partnership Loan customers.